Your money, finally making sense.
Zero-based budgeting with FIO — your non-judgmental money coach. Every dollar gets a job. Every month starts fresh.
Be the first to join the waitlist.
Step 3 of 4
Name Every Dollar
Unassigned
$240
You have $240 left — let's put it to work.
How it works
Four steps. One month. Repeat.
Tell us your income
Enter what actually hits your account each month — after taxes, after everything. We start with reality, not ideals.
Build your safety net
Set aside your emergency fund and tax reserve first. FIO locks them in so they're always protected.
Name every dollar
Assign the rest to categories until your balance hits zero. Every dollar has a job before the month begins.
Zero out and go
When you're at $0 unassigned, you're done. Live your plan. Reset next month and do it again.
Built for real life
Not for people who already have it figured out.
Living paycheck to paycheck
You're not bad with money. You've never had a system that worked for your actual life. Figsense is built for the way money really moves.
Recovering from debt or hardship
No lectures. No judgment. Just a clear picture of where you are and a path forward — one month at a time.
Never had a real budget system
Most budgeting tools assume you already know how. Figsense assumes you don't — and walks you through it anyway.
Hey — you've got $240 left. Let's save it.
FIO
Your money coach
Meet FIO
FIO isn't a chatbot. It's a coaching layer woven into every step of your budget — there when you need a nudge, invisible when you don't.
Ask about savings account rates, debt payoff strategies, or what to do with your first $500. FIO gives you real answers, not generic advice.
What's inside
Everything you need. Nothing you don't.
Zero-based budgeting
Every dollar is assigned a purpose before the month begins. Income minus expenses equals zero — intentionally.
Emergency fund builder
FIO helps you set a real target, lock in contributions, and track progress without touching it accidentally.
FIO coaching
Ask anything — SNAP eligibility, tax reserves for freelancers, avalanche vs. snowball debt payoff. Real answers.
Best savings rates
Cash App Savings 4.50% APY · SoFi 4.60% APY · Credit Karma Money 4.10% APY. Surfaced when relevant.
Smart locked categories
Tax Reserve and Emergency Fund are protected from accidental reassignment. Non-negotiables stay that way.
Monthly resets
Every month starts clean. Locked amounts carry forward; everything else resets so you can plan fresh.
Cancel anytime · No contracts
- Full budget tool — all 4 screens
- FIO coaching, unlimited
- PDF export
- Monthly reset reminders
- Budget sharing with a partner or coach
- Every future update included
Waitlist members get first access when we launch.
Be first. Figure it out together.
Join the waitlist and get early access when Figsense launches.
Be the first to join.